Pay in 3 Simple Steps
As easy as scanning a QR code.
Fund Your ZAR Wallet
Open the AFRIDAX app and convert any of your cryptocurrencies to South African Rands instantly. Your ZAR balance is ready to spend.
Scan at Checkout
At the till, open the PAY option in the AFRIDAX app and scan the relevant QR code. Select your ZAR balance and confirm.
Payment Confirmed
The merchant receives Rands immediately. You get a receipt in-app. No crypto exposure for the merchant, seamless for everyone.
Pay At Your Favourite Stores
AFRIDAX PAY supports two widely accepted payment networks across South Africa, giving you maximum flexibility at checkout.
Scan to Pay
650,000+ merchantsSouth Africa's largest QR code payment network. Accepted at grocery stores, fuel stations, restaurants, pharmacies, and retail outlets nationwide.
Zapper
Nationwide coveragePay bills, split accounts, and shop at retailers that display the Zapper QR code. Ideal for restaurants, cafes, and service providers across the country.
Simply scan the QR code at any participating merchant and pay directly from your AFRIDAX ZAR wallet.
The Simplest Way to Spend Crypto
Instant Conversion
Convert any supported cryptocurrency to ZAR in seconds. No waiting, no delays.
No Merchant Risk
Merchants receive Rands, not crypto. No volatility risk, no special setup needed on their end.
Spend Anywhere
Works at any store across South Africa that accepts Zapper Scan to Pay QR codes.
Regulated & Licensed
AFRIDAX is a licensed FSP (#54234) and registered Crypto Asset Service Provider.
Frequently Asked Questions
What is AFRIDAX PAY?
AFRIDAX PAY is a crypto payment feature that converts your cryptocurrency to South African Rands (ZAR) so you can pay at merchants that accept Scan to Pay or Zapper QR codes across South Africa.
Where can I pay with AFRIDAX PAY?
You can pay at over 600,000 Scan to Pay merchant locations including Pick 'n Pay, Dis-Chem, Engen, and Spar, as well as any retailer, restaurant, or service provider that accepts Zapper QR codes.
What is the difference between Scan to Pay and Zapper?
Both are QR code payment networks. Scan to Pay is accepted at over 600,000 retail and fuel locations. Zapper is widely used in restaurants, cafes, and for bill payments. AFRIDAX PAY supports both.
Which cryptocurrencies can I use?
You can convert any cryptocurrency available on the AFRIDAX exchange to ZAR, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), XRP, USDT, and more.
Are there any fees for paying with AFRIDAX PAY?
Standard AFRIDAX conversion fees apply when converting crypto to ZAR. The QR code payment itself carries no additional fee for the customer. See our fees page for details.
Is AFRIDAX PAY safe and regulated?
Yes. AFRIDAX is a licensed Financial Services Provider (FSP #54234) regulated by the FSCA. All transactions are secured and merchants receive Rands directly with no crypto exposure.
How fast is the crypto to ZAR conversion?
Conversion is instant. Once your ZAR wallet is funded, simply scan the QR code at checkout and the payment confirms in seconds.
Do merchants need to accept crypto?
No. Merchants receive Rands, not cryptocurrency. They do not need any special setup. If they accept Scan to Pay or Zapper, you can pay with AFRIDAX PAY.
Ready to start spending?
Sign up in minutes and start paying at your favourite stores with crypto.
Sign Up & Start Paying